Apollo
More than just an online quote
Simple online. Personal where it matters. Start your quote online, have a licensed agent review your options, and count on us to keep an eye on your policy. If a better option comes up, we’ll be here to help you take a look.
Get your quote online
Start with a simple online form. No long back-and-forth, no complicated process — just a faster, easier way to start shopping for coverage.
A real person reviews your options
Not just a quote — a quote checked by a person. Our technology helps gather and compare options, then a licensed Safe House agent reviews your rates, coverage, and details to help you find the right fit.
Illustration only — the figures shown are not real quotes.
We watch for better rates
We keep an eye on your policy, let you know when better options come up, and help you stay on top of renewals — with real support in English or Spanish.
What the online price misses
Motorcycle quotes go wrong in a way car quotes do not: the machine in the driveway is often not the machine the policy describes.
Pipes, bags, a seat, a windshield, chrome, a stereo, paint. Accessory coverage is a separate limit and the default is usually low or zero. A build worth several thousand dollars can be insured as though it left the factory.
- Pipes and exhaust
- Seat, bars and pegs
- Stereo and lighting
- Paint, chrome and bags
A restored or a rare machine is not worth what a valuation guide says. Agreed value exists precisely for that, it needs photographs and paperwork, and it is not something a form offers you.
How the bike is valued
A helmet, a jacket, boots, gloves — replaced after a claim only if the policy says so, and often only up to a small limit. Worth knowing which yours is before the claim rather than after.
- Helmet
- Jacket and armour
- Boots and gloves
A completed rider course, a motorcycle endorsement on the license, garaging, seasonal use, a club membership, multi-bike. Carriers weigh riders very differently from drivers and the differences are worth shopping.
- A completed rider course
- Endorsement on the license
- Garaged at the house
- More than one bike
Anyone can show you a number. A licensed Safe House agent reads the quote before you buy it, asks the questions above, and re-shops it when the answers change something. It costs you nothing — it is what the commission on the policy is for.
We lay the options out. You pick.
A bike is not a small car and it should not be quoted like one. These are the three shapes a motorcycle policy takes, and which one is right depends on what the bike is worth to you.
What is included
- Bodily injury liability
- Property damage liability
- Uninsured motorist, if you keep it
Availability and wording vary by company and by state. Your agent confirms what each one costs and what it actually says before anything is bought.
Start my quote →What is included
- Everything in liability only
- Collision
- Comprehensive
- Accessory coverage up to the policy limit
Availability and wording vary by company and by state. Your agent confirms what each one costs and what it actually says before anything is bought.
Start my quote →What is included
- Everything in physical damage
- Agreed value, set in advance
- Accessories scheduled by name
- Riding gear coverage
- Roadside and trip interruption
Availability and wording vary by company and by state. Your agent confirms what each one costs and what it actually says before anything is bought.
Start my quote →$•••/mo$•••/moYour two numbers, side by side — from a real quote, in about five minutes.
Compare between companies
The same driver, the same car, the same coverage — and the companies disagree, often by hundreds. One quote cannot tell you whether you are being charged too much, because there is nothing to compare it against. We put your details to every company we represent and show you what each one said.
A human reads every quote. That is the whole product. The form is the fast part; the part worth paying an agency for is somebody who has placed this a thousand times looking at what came back before you buy it.
What we write
Street, dirt, three wheels, or a project that is not finished. Tell us what it is and we will find who writes it.
What people ask us
Do I need a motorcycle endorsement to get insured?
It usually affects the price and sometimes which carriers will write you. Tell us where you are in the process — a permit is a different conversation from a full endorsement, and both have answers.
Can I insure a bike I am still building?
Often yes, and it is worth doing before it is finished rather than after. What it is worth mid-build is a conversation, which is exactly why it is not a form.
What is accessory coverage and how much do I need?
A separate limit for parts not fitted at the factory. Add up what you have actually spent — most riders are surprised by the total, and the default limit is almost always below it.
Do I have to insure it year-round?
You can, and in most cases you should. Cancelling for winter creates a lapse, and a lapse costs more next season than the months you saved — as well as leaving the bike uncovered against theft in the garage.
Is my gear covered?
Depends on the policy, and often only to a small limit. Ask before you buy, not after you go down.
Can you put the bike on the same policy as my car?
Sometimes on the same carrier, usually as a separate policy with a multi-policy discount. Either way we quote them together so you can see the whole number.
Let us take a second look.
Start online and an agent picks it up, or call and we will do the whole thing with you. In English or Spanish, whichever the conversation starts in.